The most important things in buying Life Insurance:

1) Have The Right Very ExperiencedAgent  

2) Have The Right Company

3) Have The Right Product

4) Have The Right Options

If you don't have all 4, you still do NOT have the Right Product

Take a look at our website, and see if you want us to be YOUR RIGHT INSURANCE BROKER


THERE IS NO SUBSTITUTE FOR INTEGRITY

***WHY WE DO WHAT WE DO***

We can't stop you from getting old. We can't stop you from having a stroke. We can't stop you from having an accident. We can't stop you from having a heart attack. We can't stop you from having ALS (Lou Gehrig's Disease) or Parkinson's Disease, We can't stop you from having MS. We can't stop you from becoming disabled and not take care of yourself. 


                                                                                                   ***WHAT WE CAN DO***

                                      When something happens, we can help you receive the best care possible.

​                                                               ​THAT'S WHY WE DO WHAT WE DO 

              "WE HELP TAKE CARE OF PEOPLE WHO CANNOT TAKE CARE OF THEMSELVES"

Welcome to California Life & Disability, Inc, an Insurance Brokerage dedicated to Quality of Life Financial Products. For over 2 decades, CA LIFE (and predecessor company) has been a leader in Quality of Life, Living Benefits LifeInsurance, Retirement Annuities, and Long Term Care Insurance...which means we SPECIALIZE in Living Benefits Products, Products You Do Not Have To Die To Use. The policies are not just for those who die, but are for those who have a serious Chronic Illness or serious Critical Illness, and Don't Die. They improve their Quality of Life while still alive...as well as improving the Quality of Life of those around them.

We are not a Multi-Level Marketer. We are not associated with PFA or WFG...or ever will be. We are CA LIFE.

 ​California Life & Disability, Inc.

        CLD Insurance Services, Inc.