The most important things in buying Life Insurance:

1) Have The Right Very ExperiencedAgent  

2) Have The Right Company

3) Have The Right Product

4) Have The Right Options

If you don't have all 4, you do NOT have the Right Product

Look at our website, and see if you want us to be YOUR RIGHT INSURANCE BROKER


THERE IS NO SUBSTITUTE FOR INTEGRITY

Welcome to California Life & Disability, Inc, a Member of AIG Partners Group. It's an Insurance Brokerage dedicated to Quality of Life Financial Products. For over 2 decades, CA LIFE has been a leader in Quality of Life,Living Benefits LifeInsurance, Retirement Annuities, and Long Term Care Insurance...which means We SPECIALIZE in Living Benefits Products, Products That Help You While Alive.The policies are not just for those who die, but for the Living. Those who have a serious Chronic Illness or serious Critical Illness, and Don't Die. They improve their Quality of Life while still alive...as well as improving the Quality of Life of those around them. We are CA LIFE.

***WHY WE DO WHAT WE DO***

We can't stop you from getting old. We can't stop you from having a stroke. We can't stop you from having an accident. We can't stop you from having a heart attack. We can't stop you from having ALS (Lou Gehrig's Disease) or Parkinson's Disease, We can't stop you from having MS. We can't stop you from becoming disabled and not take care of yourself. 


                                                                                                   ***WHAT WE CAN DO***

                                      When something happens, we can help you receive the best care possible.

​                                                               ​THAT'S WHY WE DO WHAT WE DO 

              "WE HELP TAKE CARE OF PEOPLE WHO CANNOT TAKE CARE OF THEMSELVES"

 ​California Life & Disability, Inc.

        CLD Insurance Services, Inc.